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Real Estate Tips

Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Real Estate Trivia

Q	What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?
A	The Georg Muller House in Milbach, PA, built in 1752.
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Fawn Brents, REALTORŽ, real estate agent and broker for Lee's Summit, Raymore and Kansas City, Missouri home listings, property and land for sale - NUMBER1EXPERT

Kansas City Real Estate, Inc.
E-mail - infokansascityrealestate@gmail.com
14 SW 3rd St.
Lee's Summit, Missouri 64063
Office: 816.246.7700
FAX: 816.246.7701
Fawn Brents: 816.728.8688
John Brents: 816.830.9919
Jennifer Brents Dove: 816.260.8884
At Kansas City Real Estate, Inc., we know Kansas City! You can rely on our expertise and market knowledge to navigate you through the sale or purchase of a home. If you are a Seller, our proven marketing plan can help you sell your home in record time. And if you are a Buyer, all of our agents are can assist you in finding the Kansas City community that fits your lifestyle. Call...stop in...e-mail us today!

Fawn Brents, CIPS, ABR, SFR, GRI, CRS,CSP, e-PRO
fawn@kansascityrealestate.com
816.728.8688

John Brents, GRI
john@kansascityrealestate.com
816.830.9919

Jennifer Dove
jennifer@kansascityrealestate.com
816.260.8884,

Janet Wehmeir
janet@kansascityrealestate.com
816.718.7100

Keith Wehmeir
keith@kansascityrealestate.com
816.506.0000

Larena King
larena@kansascityrealestate.com
816.550.6987

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