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Real Estate Tips

First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia

Q	Where are the highest median price homes in the United States currently located?
A	According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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Fawn Brents, REALTORŽ, real estate agent and broker for Lee's Summit, Raymore and Kansas City, Missouri home listings, property and land for sale - NUMBER1EXPERT

Kansas City Real Estate, Inc.
E-mail - infokansascityrealestate@gmail.com
14 SW 3rd St.
Lee's Summit, Missouri 64063
Office: 816.246.7700
FAX: 816.246.7701
Fawn Brents: 816.728.8688
John Brents: 816.830.9919
Jennifer Brents Dove: 816.260.8884
At Kansas City Real Estate, Inc., we know Kansas City! You can rely on our expertise and market knowledge to navigate you through the sale or purchase of a home. If you are a Seller, our proven marketing plan can help you sell your home in record time. And if you are a Buyer, all of our agents are can assist you in finding the Kansas City community that fits your lifestyle. Call...stop in...e-mail us today!

Fawn Brents, CIPS, ABR, SFR, GRI, CRS,CSP, e-PRO
fawn@kansascityrealestate.com
816.728.8688

John Brents, GRI
john@kansascityrealestate.com
816.830.9919

Jennifer Dove
jennifer@kansascityrealestate.com
816.260.8884,

Janet Wehmeir
janet@kansascityrealestate.com
816.718.7100

Keith Wehmeir
keith@kansascityrealestate.com
816.506.0000

Larena King
larena@kansascityrealestate.com
816.550.6987

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